listen=YES
listen_port=21
ftp_data_port=20
connect_from_port_20=YES
nopriv_user=ftp
ftp_username=ftp
idle_session_timeout=300
port_enable=YES
anonymous_enable=YES
anon_root=/home/ftp/anonymous
no_anon_password=YES
anon_mkdir_write_enable=NO
anon_other_write_enable=NO
anon_upload_enable=NO
chown_uploads=YES
chown_username=ftp
anon_umask=022
local_enable=YES
local_root=/home/ftp/$USER
chroot_local_user=YES
local_umask=022
chmod_enable=YES
banner_file=/etc/vsftpd/banner
dirmessage_enable=YES
message_file=.message
dirlist_enable=YES
ls_recurse_enable=NO
mdtm_write=YES
deny_file={.message}
use_localtime=YES
guest_enable=YES
guest_username=ftp
user_config_dir=/etc/vsftpd/user_config/$USER
user_sub_token=$USER
download_enable=YES
write_enable=YES
ascii_download_enable=YES
ascii_upload_enable=YES
lock_upload_files=YES
virtual_use_local_privs=YES
pam_service_name=vsftpd
secure_chroot_dir=/var/run/vsftpd
вот как-то так